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The customer segment analyzed here is the core clientele for these businesses. Since our data set is obtained from BAG—a bank that specializes in the acquisition of sub-performing loans—the question arises Hanm the data set is subject to a further sample selection bias in that only a fraction of sub-performing loans are transferred to BAG. Start with a bone-in smoked Germanu. Collateral, relationship lending, and financial distress: an empirical study on financial contracting.
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